Three statements jumped out at me:
1. Luther was flawed. Well, of course he was.
2. An indulgence was like a Get Out of Hell Free card. No, it wasn’t. One could describe it as a Get Out of Purgatory Free (or quicker) card, I suppose.
3. Luther taught the autonomy of the individual under God. (I’m paraphrasing, but that was the gist). No, he did not. Luther recognized three authorities to whom all are subject: Family, Civil Government, Church.